| Role / Post | CTC / Pay | Monthly In-Hand (New Regime, Metro) |
|---|---|---|
| Assistant Superintendent of Police (ASP) - Level 10 | Rs. 15.68 LPA | Rs. 1,01,884 |
| Basic Salary | Rs. 56,100/mo |
| Dearness Allowance (60%) | Rs. 33,660/mo |
| HRA (30% of basic) | Rs. 16,830/mo |
| Transport Allowance (incl. DA) | Rs. 11,520/mo |
| Gross Monthly Salary | Rs. 1,18,110/mo |
| NPS (10% of Basic + DA) | -Rs. 8,976/mo |
| Professional Tax | -Rs. 200/mo |
| Income Tax (TDS) | -Rs. 7,050/mo |
| Monthly In-Hand (Take-Home) | Rs. 1,01,884/mo |
About IPS Officer
The Indian Police Service is one of the three All India Services recruited through the UPSC Civil Services Examination. IPS officers lead district police as Superintendents, then move to range, zone and state headquarters roles, and can be deputed to central agencies like the CBI, IB and central armed police forces. Pay follows the same matrix as the IAS.
How IPS Officer Salary is Structured
IPS officers start at Pay Level 10 with basic pay of Rs. 56,100, the same as IAS. DA, HRA and transport allowance are added, and most postings come with government housing, a vehicle and staff. Officers on central deputation can get extra deputation allowance. The top of the service, DGP and head of police force, reaches Level 17 with basic pay of Rs. 2,25,000.
What Deductions Will You See?
IPS officers who joined after 2004 contribute 10% of basic plus DA to NPS. Income tax applies at entry level in X and Y class cities under the new regime; in Z class postings taxable income stays just under the Rs. 12 lakh rebate limit. Officers living in government accommodation pay a licence fee instead of drawing HRA.
IPS Officer Salary vs Other Government Jobs
| Post / Role | CTC | Monthly In-Hand |
|---|---|---|
| IPS Officer (Level 10) | Rs. 15.7 LPA | Rs. 1.02L/mo |
| IAS Officer (Level 10) | Rs. 15.7 LPA | Rs. 1.02L/mo |
| SSC CPO Sub-Inspector (Level 6) | Rs. 9.7 LPA | Rs. 67K/mo |
| Income Tax Inspector (Level 7) | Rs. 12.1 LPA | Rs. 84K/mo |
Increments and Promotions
Annual increment is 3% of basic. Promotions are time-bound: senior time scale around year 4, junior administrative grade around year 9, selection grade around year 13, DIG around year 14, IG around year 18, and ADGP and DGP based on vacancies and empanelment.
Is IPS Officer Salary Good in 2026?
At Rs. 15,68,000 CTC, a IPS Officer Assistant Superintendent of Police (ASP) - Level 10 takes home Rs. 1,01,884/mo per month in cash. Government salaries look lower than private sector on paper but the non-cash value is significant: subsidized home loans, medical coverage for the entire family, NPS employer contribution, job security with no layoff risk, and accommodation at many postings. For a private sector comparison at a similar CTC level, see the Rs. 15 LPA in-hand salary breakdown.
Career Progression and Salary at Each Grade
| Grade / Post | Typical Timeline | Basic Pay | Approx. In-Hand |
|---|---|---|---|
| ASP / ACP (Level 10) | 0-4 years | Rs. 56,100/mo | Rs. 92K-1.02L/mo |
| SP / DCP (Level 11) | 4-9 years | Rs. 67,700/mo | Rs. 1.02L-1.19L/mo |
| DIG (Level 13A) | 14 years | Rs. 1,31,100/mo | Rs. 1.74L-1.96L/mo |
| IG (Level 14) | 18 years | Rs. 1,44,200/mo | Rs. 1.88L-2.12L/mo |
| DGP (Level 16) | 30+ years | Rs. 2,05,400/mo | Rs. 2.49L-2.82L/mo |
Dearness Allowance (DA) Explained
DA is 60% of basic pay under the 7th Pay Commission and is revised every January and July. At a basic of Rs. 56,100, DA adds Rs. 33,660 a month to gross pay.
City-Wise Salary Breakdown
| City Type | HRA Rate | Gross Monthly | In-Hand Monthly |
|---|---|---|---|
| X class (Delhi, Mumbai, Bengaluru, Chennai, Kolkata, Hyderabad) | 30% of basic | Rs. 1,18,110 | Rs. 1,01,884 |
| Y class (Pune, Jaipur, Lucknow and similar) | 20% of basic | Rs. 1,06,740 | Rs. 97,054 |
| Z class (other towns) | 10% of basic | Rs. 1,01,130 | Rs. 91,954 |
Perks and Benefits: What They Are Worth in Cash
| Perk | Details | Estimated Cash Value |
|---|---|---|
| Government Accommodation | Bungalow or quarters at most district and range postings | Rs. 30,000-1,00,000/month in rent value |
| Official Vehicle and Staff | Vehicle with driver, security and orderly staff | Hard to value; significant |
| NPS Employer Contribution | 14% of basic plus DA paid into your NPS account | Rs. 12,600/mo |
| CGHS / State Medical | Medical coverage for self and family | Rs. 30,000-60,000/year equivalent |