In-Hand Salary Breakdown

8 LPA In-Hand Salary India FY 2026-27

Exact monthly take-home for 8 LPA CTC under new and old tax regime. Includes PF, professional tax, and HRA breakdown for metro and non-metro cities.

New Regime · Metro
₹61,584/mo
₹7,39,008/year
New Regime · Non-Metro
₹61,584/mo
₹7,39,008/year
Old Regime · Metro
₹59,409/mo
₹7,12,902/year
Full Salary Breakdown -- 8 LPA (New Regime, Metro, Monthly)
Basic Salary₹26,667
HRA (50% of basic)₹13,333
Special Allowance₹23,584
Gross Monthly Salary₹63,584
Employee PF-₹1,800
Professional Tax-₹200
Income Tax (TDS)-₹0
Monthly In-Hand (Take-Home)₹61,584
New Regime vs Old Regime
New Tax Regime
Standard DeductionRs. 75,000
Annual Tax₹0
Monthly In-Hand₹61,584
Old Tax Regime
Deductions ClaimedRs. 2,00,000
Annual Tax₹26,106
Monthly In-Hand₹59,409

What is the in-hand salary for 8 LPA in India?

For a 8 LPA CTC, your monthly in-hand salary under the new tax regime in a metro city is ₹61,584/mo (₹7,39,008 annually). In a non-metro city it is ₹61,584/mo due to lower HRA.

The difference between your CTC of 8 LPA and the take-home comes from employer PF (₹1,800/month), gratuity provision, employee PF (₹1,800/month), professional tax, and income tax.

City-wise In-Hand Salary for 8 LPA

City TypeTax RegimeMonthly In-HandAnnual Tax
Metro (Mumbai, Delhi, Kolkata, Chennai)New Regime₹61,584₹0
Non-MetroNew Regime₹61,584₹0
Metro (Mumbai, Delhi, Kolkata, Chennai)Old Regime₹59,409₹26,106

Frequently Asked Questions

Under the new tax regime in a metro city, 8 LPA CTC gives you ₹61,584/mo monthly in-hand (₹7,39,008/year). In non-metro cities it is ₹61,584/mo/month. These figures assume statutory PF (Rs. 1,800/month) and 40% basic salary structure.
Yes. Under the new tax regime, a 8 LPA CTC results in zero income tax. After the Rs. 75,000 standard deduction, taxable income is below Rs. 12 Lakhs, and Section 87A rebate eliminates the entire tax liability.
For 8 LPA, the new tax regime is better -- it gives ₹61,584/month vs ₹59,409/month under old regime (assuming Rs. 2L in deductions). The difference is ₹2,175/month.
At 8 LPA with 40% basic structure: Basic salary is ₹26,667/month, HRA is ₹13,333/month (50% of basic in metro), and Special Allowance makes up the rest at ₹23,584/month. Gross monthly salary is ₹63,584.