Government Salary Breakdown

SSC JE Salary 2026: In-Hand Salary Per Month and Pay Scale

Monthly in-hand salary for SSC JE after all deductions including NPS and income tax. Based on FY 2026-27 tax slabs and 7th Pay Commission / bipartite settlement.

Junior Engineer (Civil / Electrical / Mechanical) - Level 6 - In-Hand
Rs. 67,156/mo
Metro city, new tax regime, FY 2026-27
Y Class City
Rs. 60,736/mo
Rs. 7,28,832/year
CTC Range
Rs. 8.5L - 9.8L
Per annum
SSC JE Roles and Pay (FY 2026-27)
Role / PostCTC / PayMonthly In-Hand (New Regime, Metro)
Junior Engineer (Civil / Electrical / Mechanical) - Level 6Rs. 9.71 LPARs. 67,156
Full Salary Breakdown - SSC JE Typical Pay (New Regime, Metro)
Basic SalaryRs. 35,400/mo
Dearness Allowance (60%)Rs. 21,240/mo
HRA (30% of basic)Rs. 10,620/mo
Transport Allowance (incl. DA)Rs. 5,760/mo
Gross Monthly SalaryRs. 73,020/mo
NPS (10% of Basic + DA)-Rs. 5,664/mo
Professional Tax-Rs. 200/mo
Income Tax (TDS)-Rs. 0/mo
Monthly In-Hand (Take-Home)Rs. 67,156/mo
New Regime vs Old Regime
New Tax Regime
Standard DeductionRs. 75,000
Annual TaxRs. 0
Monthly In-HandRs. 67,156
Old Tax Regime
Deductions AssumedRs. 1,50,000
Annual TaxRs. 49,658
Monthly In-HandRs. 63,018

About SSC JE

SSC JE recruits Junior Engineers in civil, electrical and mechanical streams for central departments such as CPWD, MES, BRO, Central Water Commission and Farakka Barrage. It is open to diploma and degree holders in engineering. JEs supervise construction and maintenance work, prepare estimates and manage contractors on site.

How SSC JE Salary is Structured

SSC JE posts are Group B non-gazetted at Pay Level 6, with basic pay of Rs. 35,400. DA, HRA and transport allowance are added on top. JEs in BRO and some field postings get additional allowances for remote and hard areas.

What Deductions Will You See?

NPS at 10% of basic plus DA is the main deduction. No income tax applies at the entry level under the new regime.

SSC JE Salary vs Other Government Jobs

Post / RoleCTCMonthly In-Hand
SSC JE (Level 6)Rs. 9.7 LPARs. 67K/mo
RRB JE (Level 6)Rs. 9.7 LPARs. 67K/mo
SSC CGL Inspector (Level 7)Rs. 12.1 LPARs. 84K/mo
SSC CPO Sub-Inspector (Level 6)Rs. 9.7 LPARs. 67K/mo

Increments and Promotions

Annual increment is 3% of basic. JEs are promoted to Assistant Engineer and later to Executive Engineer, though timelines vary widely between departments. MACP upgrades apply after 10, 20 and 30 years without promotion.

Is SSC JE Salary Good in 2026?

At Rs. 9,71,000 CTC, a SSC JE Junior Engineer (Civil / Electrical / Mechanical) - Level 6 takes home Rs. 67,156/mo per month in cash. Government salaries look lower than private sector on paper but the non-cash value is significant: subsidized home loans, medical coverage for the entire family, NPS employer contribution, job security with no layoff risk, and accommodation at many postings. For a private sector comparison at a similar CTC level, see the Rs. 10 LPA in-hand salary breakdown.

Tax regime recommendation: New regime saves Rs. 49,658/year more than old regime at this salary level.

Career Progression and Salary at Each Grade

Grade / PostTypical TimelineBasic PayApprox. In-Hand
Junior Engineer (Level 6)0 yearsRs. 35,400/moRs. 57K-67K/mo
Assistant Engineer (Level 7)8-12 yearsRs. 44,900/moRs. 72K-84K/mo
Executive Engineer (Level 11)18+ yearsRs. 67,700/moRs. 1.02L-1.19L/mo

Dearness Allowance (DA) Explained

DA is 60% of basic pay under the 7th Pay Commission and is revised every January and July. At a basic of Rs. 35,400, DA adds Rs. 21,240 a month to gross pay.

City-Wise Salary Breakdown

City TypeHRA RateGross MonthlyIn-Hand Monthly
X class (Delhi, Mumbai, Bengaluru, Chennai, Kolkata, Hyderabad)30% of basicRs. 73,020Rs. 67,156
Y class (Pune, Jaipur, Lucknow and similar)20% of basicRs. 66,600Rs. 60,736
Z class (other towns)10% of basicRs. 63,060Rs. 57,196

Perks and Benefits: What They Are Worth in Cash

PerkDetailsEstimated Cash Value
Field and Hard Area AllowancesFor BRO, border and remote postingsVaries by location
Government QuartersAvailable at many CPWD and MES stationsRs. 8,000-25,000/month in rent value
NPS Employer Contribution14% of basic plus DA paid into your NPS accountRs. 7,900/mo
CGHS MedicalCentral Government Health Scheme for self and familyRs. 20,000-40,000/year equivalent

SSC JE vs Private Sector: What You Gain and Give Up

What You Gain
+Higher entry take-home than most private site engineer jobs
+Job security and NPS with 14% employer share
+Structured career path to gazetted engineer posts
Trade-offs
-Slow promotions in some departments
-Field postings can be remote
-Limited exposure to cutting-edge private projects

Frequently Asked Questions

SSC JE starts at Pay Level 6 with basic pay of Rs. 35,400. With DA at 60%, HRA and transport allowance, gross pay in an X class city is about Rs. 73,000. Monthly in-hand after NPS is about Rs. 57,200 to Rs. 67,200.
Basic pay is the same in every department. Take-home differs because of postings: BRO and border postings carry extra allowances, while CPWD and CWC postings in big cities get higher HRA.
Both are Level 6 posts with the same basic pay. RRB JE comes with railway passes and railway medical care, while SSC JE offers postings across different central departments. Promotion speed depends on the department more than the exam.
No income tax applies at the entry level under the new regime. Taxable income stays below the Rs. 12 lakh rebate limit even in X class cities.
An Assistant Engineer is at Level 7 with basic pay of Rs. 44,900. Monthly in-hand at that level is about Rs. 72K-84K depending on the city.