Government Salary Breakdown

SSC CPO Sub-Inspector Salary 2026: In-Hand Salary Per Month and Pay Scale

Monthly in-hand salary for SSC CPO Sub-Inspector after all deductions including NPS and income tax. Based on FY 2026-27 tax slabs and 7th Pay Commission / bipartite settlement.

Sub-Inspector (Delhi Police / CAPF) - Level 6 - In-Hand
Rs. 67,156/mo
Metro city, new tax regime, FY 2026-27
Y Class City
Rs. 60,736/mo
Rs. 7,28,832/year
CTC Range
Rs. 8.5L - 9.8L
Per annum
SSC CPO Sub-Inspector Roles and Pay (FY 2026-27)
Role / PostCTC / PayMonthly In-Hand (New Regime, Metro)
Sub-Inspector (Delhi Police / CAPF) - Level 6Rs. 9.71 LPARs. 67,156
Full Salary Breakdown - SSC CPO Sub-Inspector Typical Pay (New Regime, Metro)
Basic SalaryRs. 35,400/mo
Dearness Allowance (60%)Rs. 21,240/mo
HRA (30% of basic)Rs. 10,620/mo
Transport Allowance (incl. DA)Rs. 5,760/mo
Gross Monthly SalaryRs. 73,020/mo
NPS (10% of Basic + DA)-Rs. 5,664/mo
Professional Tax-Rs. 200/mo
Income Tax (TDS)-Rs. 0/mo
Monthly In-Hand (Take-Home)Rs. 67,156/mo
New Regime vs Old Regime
New Tax Regime
Standard DeductionRs. 75,000
Annual TaxRs. 0
Monthly In-HandRs. 67,156
Old Tax Regime
Deductions AssumedRs. 1,50,000
Annual TaxRs. 49,658
Monthly In-HandRs. 63,018

About SSC CPO Sub-Inspector

SSC CPO (Central Police Organisation) recruits Sub-Inspectors for Delhi Police and the central armed police forces: BSF, CRPF, CISF, ITBP and SSB. It is open to graduates and is one of the most popular uniformed government exams. Sub-Inspectors supervise constables and lead investigations or platoons depending on the force.

How SSC CPO Sub-Inspector Salary is Structured

A Sub-Inspector starts at Pay Level 6 with basic pay of Rs. 35,400. DA, HRA and transport allowance are added on top. CAPF personnel in hard or border areas can also get risk and hardship allowances, and ration money where applicable, which are not included in the figures on this page.

What Deductions Will You See?

The main deduction is NPS at 10% of basic plus DA. Income tax is nil under the new regime at the entry level. CAPF personnel living in force accommodation do not draw HRA.

SSC CPO Sub-Inspector Salary vs Other Government Jobs

Post / RoleCTCMonthly In-Hand
SSC CPO Sub-Inspector (Level 6)Rs. 9.7 LPARs. 67K/mo
Delhi Police Constable (Level 3)Rs. 6.2 LPARs. 43K/mo
SSC GD Constable (Level 3)Rs. 6.2 LPARs. 43K/mo
Income Tax Inspector (Level 7)Rs. 12.1 LPARs. 84K/mo

Increments and Promotions

Annual increment is 3% of basic. Sub-Inspectors are promoted to Inspector (Level 7) and later to Assistant Commandant in CAPFs or ACP-level ranks in Delhi Police. Promotion speed differs by force and is often slower in CAPFs.

Is SSC CPO Sub-Inspector Salary Good in 2026?

At Rs. 9,71,000 CTC, a SSC CPO Sub-Inspector Sub-Inspector (Delhi Police / CAPF) - Level 6 takes home Rs. 67,156/mo per month in cash. Government salaries look lower than private sector on paper but the non-cash value is significant: subsidized home loans, medical coverage for the entire family, NPS employer contribution, job security with no layoff risk, and accommodation at many postings. For a private sector comparison at a similar CTC level, see the Rs. 10 LPA in-hand salary breakdown.

Tax regime recommendation: New regime saves Rs. 49,658/year more than old regime at this salary level.

Career Progression and Salary at Each Grade

Grade / PostTypical TimelineBasic PayApprox. In-Hand
Sub-Inspector (Level 6)0 yearsRs. 35,400/moRs. 57K-67K/mo
Inspector (Level 7)8-12 yearsRs. 44,900/moRs. 72K-84K/mo
Assistant Commandant / ACP (Level 10)18-25 yearsRs. 56,100/moRs. 92K-1.02L/mo

Dearness Allowance (DA) Explained

DA is 60% of basic pay under the 7th Pay Commission and is revised every January and July. At a basic of Rs. 35,400, DA adds Rs. 21,240 a month to gross pay.

City-Wise Salary Breakdown

City TypeHRA RateGross MonthlyIn-Hand Monthly
X class (Delhi, Mumbai, Bengaluru, Chennai, Kolkata, Hyderabad)30% of basicRs. 73,020Rs. 67,156
Y class (Pune, Jaipur, Lucknow and similar)20% of basicRs. 66,600Rs. 60,736
Z class (other towns)10% of basicRs. 63,060Rs. 57,196

Perks and Benefits: What They Are Worth in Cash

PerkDetailsEstimated Cash Value
Risk and Hardship AllowanceFor CAPF postings in border, insurgency and high-altitude areasVaries by location
Free AccommodationForce quarters or barracks at most postingsRs. 8,000-25,000/month in rent value
NPS Employer Contribution14% of basic plus DA paid into your NPS accountRs. 7,900/mo
CAPF Canteen and MedicalSubsidised canteen and medical care for familyRs. 20,000-40,000/year equivalent

SSC CPO Sub-Inspector vs Private Sector: What You Gain and Give Up

What You Gain
+Respected uniformed role with clear authority
+Free accommodation and medical care in most CAPF postings
+Job security and NPS with 14% employer share
Trade-offs
-Postings in remote or border areas, often away from family
-Long and irregular duty hours
-Slow promotions in some forces

Frequently Asked Questions

SSC CPO Sub-Inspectors start at Pay Level 6 with basic pay of Rs. 35,400. With DA at 60%, HRA and transport allowance, gross pay is about Rs. 73,000 in an X class city. Monthly in-hand after NPS is about Rs. 57,200 to Rs. 67,200.
The basic pay is the same, Level 6 at Rs. 35,400. Delhi Police SIs always get X class HRA because they are posted in Delhi, while CAPF SIs get HRA based on posting or live in force accommodation, and may get hardship allowances instead.
No income tax is payable at the entry level under the new regime, because taxable income stays under the Rs. 12 lakh rebate limit. Tax starts only after several increments or a promotion.
A Sub-Inspector is promoted to Inspector (Level 7) and then to Assistant Commandant in CAPFs or to ACP-level ranks in Delhi Police. Timelines vary by force and vacancies.
After 5 annual increments of 3%, basic pay rises to about Rs. 41,000. Monthly in-hand in an X class city would then be about Rs. 76,900 at the current 60% DA.